During the coronavirus pandemic, many people suffered injuries due to auto accidents, slip and fall accidents, and other ordinary accidents. If you were one of these accident victims, you may bring a personal injury claim against the responsible party. However, the COVID-19 closure of many offices and businesses, and other issues, may affect your case, according to top rated personal injury lawyers.
Please be aware that the court system has been shut down for the most part during the outbreak and is now slowly reopening. A personal injury case will take more time than usual to move through the courts. While it is true that most personal injury cases will be settled out of court, most cases undergo at least one court hearing before a satisfactory settlement is reached. You may need extra patience while awaiting such a court date.
Millions of Americans are feeling the financial strain caused by the pandemic lockdown. Perhaps you feel that you urgently need compensation for the injury you suffered in an accident, most particularly if you are unemployed. Although accepting a settlement quickly from an insurer would be tempting, avoid making this mistake. An early settlement offer is not the final offer, and it is in your best interest to wait. Consult with your attorney if you are under financial pressure to settle.
Should your case proceed to trial, you might encounter stronger resistance on the part of the insurer. The coronavirus pandemic has affected every business, and the insurance industry is no exception. Insurers will tend toward minimizing settlements and are likely to delay or use other tactics to keep their settlement costs down. Be prepared to proceed further into litigation than you might have expected previous to the pandemic.
If you are suing a business that is not currently insured, you are likely to face considerable challenges in collecting a settlement. An uninsured business may not be able to pay a settlement and may even file for bankruptcy. If that would happen, you would wait a long time to receive a settlement or you may never receive the full settlement amount.
If you have been in a car accident, it is possible that the other driver has not kept up with insurance premiums due to unemployment or the recession. The other driver may be uninsured, which complicates your situation as the injured party, according to car accident lawyers. You may need to pursue benefits through your own uninsured/underinsured motorist policy with your insurer. If this should be the case, remember that your own insurer is now an “adverse party” and not “on your side.” Consult with your attorney about the best strategies and practices.
It is important that you receive medical treatment for your injuries, and during the pandemic you may have felt reluctant to visit a doctor or hospital. You must seek medical treatment as recommended by your doctors. Documenting that you have received care is extremely important to your personal injury case. Of course, always follow CDC guidelines on wearing face masks, social distancing, and so on.
Even if you are actively seeking medical treatment for your injuries, you may find there are delays in receiving medical appointments because health care providers are overwhelmed with coronavirus patients. This could mean you should postpone filing or settling your personal injury case. Your attorney will guide you in these important decisions.
Personal injury cases are more complicated in the era of COVID-19. Don’t delay making an appointment with an experienced personal injury attorney to discuss your case and the critical next steps.