When you are hurt and trying to heal, dealing with a personal injury claim may be the last thing on your mind. The claims process can be time-consuming and frustrating, leaving you wondering how you will pay for your medical bills and missed time from work. The best personal injury lawyers help clients navigate the claims process from start to finish, which can ease your stress and allow you to focus on your recovery.
Assessing Your Case
In your initial consultation, a Pennsylvania personal injury lawyer will ask you some questions, address your concerns, and discuss your case with you. They will ask how the accident or incident occurred, who was involved, and who you believe may be liable. An attorney also will inquire about your injuries, how they have affected your life, and what type of medical treatment you have received. After evaluating your case, they will give you their opinion on whether you have a viable claim, and on the most effective way to proceed.
Investigating Your Claim
If you decide to proceed with your claim, your attorney’s team will thoroughly investigate the circumstances surrounding your case. For example, if you were hurt in a car accident, your personal injury lawyer may visit the scene of the crash to take pictures, obtain police reports, get the insurance information of other involved parties, contact witnesses, and identify who may be at fault and liable for damages.
They also will request all medical records associated with treatment for your accident-related injuries. You will want to gather all bills, invoices, receipts, pay stubs, or other proof of income so your accident lawyer can determine what your claim is worth. Depending on the circumstances, your personal injury attorney may also employ the services of accident reconstructionists and other experts as your case develops.
Sending a Demand Letter or Notice of Claim
Once the evidence is collected and your attorney puts it all together to create a legal claim, your attorney will send a formal demand letter to the liable party’s insurer. This puts them on notice of your intention to file a claim. The letter will outline the evidence, explain why you are entitled to compensation, and include the dollar amount you are requesting for your injuries and other damages like lost wages and pain and suffering.
Negotiating a Settlement
The vast majority of personal injury claims are settled out of court. A car accident attorney or personal injury lawyer will handle all communications and negotiations with insurers so you can focus on getting better. Without legal representation, many injured victims accept minimal settlements that do not even begin to cover their medical bills, let alone other damages. Even if you do not think you have been seriously injured, it is always a good idea to speak to a lawyer after an accident.
Personal injury lawyers are familiar with the tactics insurance companies often employ to offer minimal amounts or deny claims. When you have an experienced attorney advocating for you, you can rest assured that they are working towards the best possible outcome for your case. If a reasonable settlement cannot be reached, your lawyer may recommend taking your case to trial.
If you or a loved one has been hurt in an accident caused by negligence, our personal injury lawyers in Chester County, PA can help.